How many of us operate from a mindset of scarcity and don’t even know it? Have we been programmed?
Hey there! I’m Andre Villatte, and I’m thrilled you’re joining us at AndreTalksMoney on avfelev8.com. Today, we’re digging deep into our mission, uncovering the raw passion that fuels us. We’re here to explore why I started this blog and how it can help you develop a wealthy mindset and leave scarcity behind. Let’s dive in!

In middle-class America, where hard work is the norm, there’s a big difference between those who are financially savvy and those who aren’t. America’s lack of financial education is a big problem, like a hidden iceberg lurking below the surface. Despite living in a wealthy country, lots of people don’t know the basics of managing money. It’s not just a fact—it’s a tough reality that affects many of us. This lack of knowledge and uncertainty about our financial futures really gets to me and keeps me awake at night.
You see, I’ve been licensed in the insurance industry since 2010, and I’ve had the privilege of working with thousands of Medicare recipients. Over the years, I’ve heard thousands of people’s stories—tales of broken promises, disappearing income, and oh, if I hear this one – one more time, “Golden years ssshhhh yeah right, more like the bronze years”. And folks, they were not talking about Lebron. Ba-dum Bum (True Story – bad joke….)
These hardworking individuals were left holding what seemed to be an almost empty bag and stuck trying to cover rising healthcare costs, losing hope, often relying on children who couldn’t always be there for them, physically or financially because they are too busy working to support their own younger families.
The Best Education I Ever Received: Learning the Secrets of Wealth from Everyday Struggles
Over the years I came to notice it didn’t matter whether I was talking to lower or middle incomes: Same story, different paycheck. They were all singing the same tune, feeling just as lost as the rest. Talk about a reality check.
This made me take a better look at my own backyard & set me on a mission to break away from the pack and learn all I could about how money really works. How the wealthy actually get wealthy. Every answer I found showed me that the truth hides right in front of us in plain sight:
They spend less, and invest more.
&
They don’t pay taxes. If they do they don’t pay much.
The first statement probably made you want to hit me. While the second probably made you want to find a rich guy in a Land Rover or a Tesla Truck and hit him. But it’s all true.
The Mindset of the Wealthy VS The Mindset of the Poor
They don’t look at money the same. It has nothing to do with how many zero’s are in your bank account but more so a fundamental belief system serving as rose colored glasses to the masses.

They may actually spend more BUT dollar for dollar they spend less, because they were raised (or learned) to look at the dollar differently than I was raised to.
The idea is, they look at money as an asset, a tool to make more money while (my whole life) I was always taught to work hard to earn an honest living so that I could pay the bills. See the difference? If you don’t look no further.
SO…
Turning Hatred and Jealousy Into Empowerment
I started to look at things differently. Especially in reference to those who had many more zero’s in their bank account and were always able to avoid taxes. Instead of being mad at “them”, “the man”, “the system” I started to try to learn how it worked. I learned new things… Went back to college and got a Bachelors Degree in my 30’s. Learned more things and started to realize my true passion was in Mindset, Wealth, Teaching, and Family. I learned that nothing was ever in my way except for me.
So here we are full circle in my long winded answer to how and why I wound up here writing this blog.
Creating a Wealthy Mindset Despite the Crazy World We Live In
I am here to share as I continue to grow now in my mid-40’s and help anyone who is willing to listen. I don’t care if you are 26 yrs old like my oldest son and trying to get a head start on your future or 50+ and trying to get your ducks in a row… You can come here for a different perspective on solutions you may have previously written-off as B.S. or overlooked because things didn’t make sense, or sounded, “too good to be true even though you know that the wealthy are doing it. I can only speak from my own personal experiences and say that a little focal shift goes a long way down the road to creating certainty in a world full of fake news, misdirection,. Failed education systems which creates distrust and so much uncertainty.
So buckle up, fam. This isn’t your grandma’s financial planning session. This is AndreTalksMoney, where we’re flipping the script, breaking down barriers, and empowering you to take control of your financial destiny.
Welcome to the revolution. Time to Elev8!
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